Benefit programs

APWU Health Plan

The APWU offers two great health care options for postal and federal employees and their families.

For more information, visit the APWU Health Plan Web site,, or call or write to:

APWU Health Plan
799 Cromwell Park Drive
Suites K-Z
Glen Burnie, MD 21061
Tel: 410-424-2852

Claims-related correspondence should be sent to:

APWU Health Plan
PO Box 1358
Glen Burnie, MD 21060-1358
Tel: 800-222-2798

Mortgage Program

APWU members can take advantage of a wide range of home-buying options through the Union Plus Mortgage program. Designed exclusively for union members and their families, the program makes buying, selling and refinancing a home easier and more affordable.

Financing is provided through Wells Fargo, one of the largest lenders in the U.S. Well's Fargo's mortgage counselors can help APWU members through the process and answer questions.

Affordable programs include FHA, VA loans, and special programs for first-time homebuyers.

The Mortgage Assistance Program can help homeowners make their mortgage payments if they become unemployed as a result of a disability, layoff, or strike. This valuable program was developed solely for union members by the AFL-CIO — to provide peace of mind for union homeowners.

For more information, call 1-800-848-6466.

Scholarship Programs

Read the 2024 APWU Scholarship Brochure here. 

The E.C. Hallbeck Memorial Scholarship will award $8000 ($2000 annually) to ten recipients (one male and one female from each of the five postal regions) to apply towards their four-year college tuition. 

Vocational Scholarship winners will receive up to $3,000 for specialized training in such fields as culinary arts, medical or dental assistant, electrician, real estate, auto mechanic, certified IT/computer education, cosmetology, or massage therapy, etc. Eligible programs can be of a nine-month to three-year duration. 

Best Essay Award
One “Best Essay” winner is selected from the applicant pool to receive a one-time $2,000 award towards his or her four-year college tuition.

The scholarships are open only to high school seniors.  Applicants may apply for only either Hallbeck or Vocational, not both.

Please note: APWU will be accepting unofficial transcriptions in lieu of official transcripts for the time being.

  • May 31, 2024 is the deadline for the APWU to receive completed applications. 
  • The scholarships are open only to high school seniors.  Applicants may apply for only either Hallbeck or Vocational, not both.

Applicants must be a child, grandchild, stepchild, or legally adopted child of a current, retired, or deceased APWU member. Proof of membership required for deceased members.

Click here to read about the 2023 APWU Scholarship Winners.

You can learn more about APWU Scholarships here.

Union Plus Discounts and Services

Union Plus offers APWU members a wide range of exclusive, money-saving benefits. Click here for a downloadable flyer.  You don’t need to join or pay a fee: As an APWU member, you and your family are automatically eligible to receive free Union Plus benefits and discounted services, including:

  • Entertainment Discounts, such as reduced prices for movie tickets and rentals, theme park tickets and more 
  • College Planning Services
  • Pet Insurance and Savings
  • Clothing Discounts
  • Online Tax Services

View the APWU Union Plus brochure here: [ENG PDF] [SPANISH PDF].

Voluntary Benefits Plan

The Voluntary Benefits Plan provides voluntary insurance benefits designed especially for APWU members. It offers disability, life, dental, hospital indemnity and now automobile insurance, as well as numerous other programs.

These benefits plans are available to all Active, PSE, Retiree and Associate dues-paying APWU members only

AFLAC Specified Health Event and Cancer Insurance

To help union members protect their future against catastrophic illnesses, the APWU is pleased to offer Cancer Personal Indemnity and other Specified Health Event insurance coverage. These comprehensive, affordable benefits, made available through American Family Life Assurance Company of Columbus (Aflac), are being offered exclusively to APWU members and their qualifying family members. These benefits are designed to provide a financial safety net to members should they or a covered family member suffer a serious illness. Both plans will pay cash benefits directly to policy holders, regardless of any other insurance they may have. Members are able to review plan benefits, rates, and apply online.

Accident Benefit Association

The Accident Benefit Association makes provision for the payment of benefits to its members and their beneficiaries in case of temporary disability, dismemberment or death resulting directly from a covered accident; independent of exclusive of other causes.

These benefits plans are available to members, either active or retired, associate members, retirees and their spouses of the American Postal Workers Union.

AFL-CIO Credit Union

The American Postal Workers Union has secured an additional benefit for our members and retirees, who are now eligible to access the variety of products and services offered by the AFL-CIO Employees Federal Credit Union. APWU members and retirees can conduct business through an AFL-CIO EFCU branch office, at 5000+Shared branches throughout the country, via internet and mobile banking. Services that the AFL-CIO EFCU offer to members and retirees include ATMs, Mobi Cint Internet Banking, Direct Deposit, Visa Check/Debit Card, Savings and Checking Accounts. Members and retirees will also have access to Auto Loans, Mortgage Loans and Personal Signature Loans and more. To review all services offered by the AFL-CIO EFCU, members and retirees can view this brochure, or log onto