Together. Better Health.

This Open Season select your union’s Health Plan. The APWU Health Plan is committed to low-cost, robust benefits and personalized service.

Benefit enhancements for 2014 include:

• 100% in-network coverage for maternity
• 100% coverage for lab tests performed by Lab- Corp or Quest Diagnostics (High Option Only)
• Out-of-network radiologists and pathologists will be covered as “in-network” when services are performed at an in-network hospital
• Just in: A separate catastrophic limit for prescription drugs (High Option limits - $4,000/self, $6,500/self and family; CDO limits - $3,000/self and $4,500/self and family)

Personalized Service: The APWU Health Plan has maintained a 97% retention rate for over 7 years, demonstrating the high-quality of service provided. Payment of claims and accuracy ratings exceed industry levels.

How to Enroll: To enroll or make changes to benefits, call PostalEASE at 877-477-3273, Option 5, or visit https://liteblue.usps.gov. You must have your Employee Identification Number and USPS PIN. For more info, call 1 (800) PIC APWU or visit www.apwuhp.com.

High Option Features

• 100% In-Network Coverage:
• Preventive care and screenings
• Diabetes Management Program
• Hypertension Management Program
• Weight Management Program
• Tobacco Cessation Program
• Cancer Centers of Excellence paid at 95%
• Routine dental coverage
• Hearing aid benefit
• No referrals needed; Choice of doctors
• No denials for pre-existing conditions

CDO Features

• 100% In-Network Coverage:
• Preventive care and screenings
• Diabetes Management Program
• Tobacco Cessation Program
• Personal Care Account (PCA) provides 100% coverage for the first $1,200 of annual healthcare expenses for self-only coverage or $2,400 for self-and- family
• No co-pays or upfront deductibles until the PCA is exhausted
• Healthy Back Program
• Healthy Pregnancy Program
• No referrals needed; Choice of doctors
• No denials for pre-existing conditions