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March 7, 2026
News for Annuitants
The Retirees Department often is asked about deferred retirement for workers who are covered by the Federal Employees Retirement System, the counterpart to the older Civil Service Retirement System.
March 7, 2026
Pregnancy Discrimination
In 2005, approximately 4,500 charges of pregnancy-based discrimination were filed with the Equal Employment Opportunity Commission. The EEOC resolved nearly all of them, and recovered an average of $2,700 per complaint.
March 7, 2026
Cataracts: Who’s at Risk?
A cataract is a clouding of the normally clear crystalline lens inside the eye. Cataracts are usually associated with aging, but may also be a consequence of a disease such as diabetes, a side effect of medication, or th...
March 7, 2026
Help for Your Survivors
This column regularly covers topics important to current and future retirees and their families. Usually the topics are related to retirement itself, but this article is intended to help your “survivors” smoothly handle...
March 7, 2026
The Importance of Keeping Current
The Retirees Department receives many inquiries from people who are having problems receiving annuity checks, Federal Health Benefits Program (FEHBP) information, 1099R tax forms, and other important retirement benefit d...
March 7, 2026
Join Us: Why Not?
We often receive calls from both active and retired employees who wonder why they should join the APWU Retirees Department. The answer is very simple.
March 7, 2026
Earn a Business Degree Online
Union members who are interested in starting a business, improving the performance of an existing business, or who are simply interested in acquiring business knowledge can do so by earning an online Bachelor of Arts Deg...
March 7, 2026
Long-Term Care Insurance Update
The Federal Long Term Care Insurance Program (FLTCIP) was created by the Long Term Care Security Act, which was signed into law by President Clinton on Sept. 19, 2000. Fifteen months later, the Office of Personnel Manage...
March 7, 2026
Post-Convention Workshops
The Research & Education Department is proud to announce that the APWU will sponsor its 10th Educational Conference, a National Convention event that provides union members with a wealth of information to take home to th...
March 7, 2026
‘Sister Study’ Update
The nation’s largest ongoing research project on the causes of breast cancer is still searching for sisters.
March 7, 2026
H.R. 3579: A Win-Win Bill
The APWU continues to pursue the re-employment of postal retirees in new retail outlets. One of the crowning achievements of the 2006 contract negotiations was the agreement under which Postal Service retirees would be e...
March 7, 2026
March 7, 2026
Get Your Credit Report – Free
The Fair Credit Reporting Act (FCRA) requires the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide a free copy of your credit report, upon your request, once every 12 months.
March 7, 2026
Dealing With Domestic Violence
Domestic violence is on the rise in the United States. In all cultures the perpetrators of domestic violence are usually men and the victims are almost always women.
March 7, 2026
Recent Ruling Favors Retirees Who Were Injured on the Job
If you are a retiree who was partially disabled by a work-related injury, you want to make sure that your retirement annuity was computed accurately. A recent decision by the Merit Systems Protection Board (MSPB) should...
March 7, 2026
Long-Term Care A Problem Too Long Ignored
Our nation has too long ignored the need to address in a fiscally responsible manner the emerging long-term crisis facing seniors, baby boomers, and younger people with disabilities.
March 7, 2026
Conflict Resolution
Conflict is a serious disagreement of opinion with another person or an argumentative incompatibility of opinions and principles.
March 7, 2026
Dealing With Domestic Violence
Domestic violence is on the rise in the United States. In all cultures the perpetrators of domestic violence are usually men and the victims are almost always women.
March 7, 2026
Identity Theft: A Growing Problem
When someone uses your name, address, Social Security number, bank or credit card account number, or other identifying information without your knowledge, it is called identity theft and incidences of fraud and other cri...
March 7, 2026
End Unwanted Telemarketing Calls
Have you ever sat down to a peaceful dinner only to be interrupted by a call from a telemarketer? If so, you’re not alone. The Federal Communications Commission (FCC) created the National Do- Not-Call Registry in June 20...
March 7, 2026
Applying for Student Aid
Through Federal Student Aid, an office of the U.S. Department of Education, eligible students and their families can help fund post-secondary education via FAFSA, the Free Application for Federal Student Aid.
March 7, 2026
Right-to-Work? – Wrong!
"Right-to-work” sure sounds good. But “right-to-work” laws, which are being promoted and passed in many states around the country, are wrong for workers and wrong for America. These laws make it optional for workers cove...
March 7, 2026
Hypertension Awareness
Blood pressure is the force exerted by the bloodstream as it flows through the arteries. The pressure on the arterial walls varies throughout the day, and several factors can cause blood pressure to be dangerously high r...
March 7, 2026
Know Your Rights on the Job
Some USPS supervisors seem to enjoy issuing discipline. In many post offices, it appears that the more discipline supervisors issue, the higher they are promoted.
March 7, 2026
An Opportunity to Earn a Degree
Because so much of the work can be done online, union members, officers, retirees, and staff can earn Bachelor of Arts degrees (B.A.), from the National Labor College (NLC) while continuing to hold full-time jobs, virtua...
March 7, 2026
Post Convention Workshops
The Research & Education Department is proud to announce that the APWU is sponsoring its 12th Educational Conference, a National Convention event that provides union members with a wealth of information to take home to t...
March 7, 2026
APWU’s Retirees Director Retires
John R. Smith, director of the APWU Retirees Department since its creation in 1993, retired May 7. Replacing him will be Douglas C. Holbrook, the union’s secretary-treasurer from 1981 to 1998, APWU President William Burr...
March 7, 2026
The Government Pension Offset Why It Should Be Repealed
During the last Congress, bills were introduced in the House and Senate to repeal the Government Pension Offset provision of current Social Security law. Although the legislation had many co-sponsors, it never made it ou...
March 7, 2026
Know Your Credit Score
Credit card companies and lending institutions are tightening their approval standards, making it harder for people with low credit scores to get new lines of credit. Everyone should know their credit score, which is the...
March 7, 2026
Building Self-Esteem
Of all the judgment calls we make, none are as important as the ones we make about ourselves. Low self-esteem can lead to a wide range of personal problems, often masking what is truly wrong, and resulting in underachiev...